{
 "id": "die2-pagos-zona-euro",
 "lens": "elige",
 "theme": "dinero",
 "title": {
  "es": "Las tarjetas suman el 57 % de los pagos sin efectivo de la zona del euro",
  "en": "Cards account for 57% of cashless payments in the euro area"
 },
 "subtitle": {
  "es": "Zona del euro. Número de operaciones al año por medio de pago, en miles de millones",
  "en": "Euro area. Number of transactions per year by payment instrument, in billions"
 },
 "unit": {
  "es": "miles de millones de operaciones",
  "en": "billion transactions"
 },
 "source": {
  "name": "BCE, estadísticas de pagos (indicadores clave)",
  "dataset": "PAY",
  "url": "https://data.ecb.europa.eu/data/datasets/PAY",
  "license": "ECB, reutilización con cita de la fuente"
 },
 "notes": {
  "es": [
   "Suma de los dos semestres de cada año. El BCE publica esta serie con la metodología actual desde 2022.",
   "El total incluye también el dinero electrónico, los cheques y otros pagos, y no las retiradas de efectivo. No es la suma exacta de las series, que el BCE mide por separado. La zona del euro incluye a Croacia desde 2023.",
   "El BCE no publica en esta serie qué parte de los pagos con tarjeta pasa por sistemas internacionales como Visa o Mastercard: según su informe de febrero de 2025, fueron el 61 % en 2022."
  ],
  "en": [
   "Sum of the two half-years of each year. The ECB publishes this series under the current methodology from 2022.",
   "The total also includes e-money, cheques and other payments, but not cash withdrawals. It is not the exact sum of the series, which the ECB measures separately. The euro area includes Croatia from 2023.",
   "This series does not show what share of card payments goes through international schemes such as Visa or Mastercard: according to an ECB report of February 2025, it was 61% in 2022."
  ]
 },
 "retrieved": "2026-10-02",
 "geos": {
  "EA": {
   "es": "Zona del euro",
   "en": "Euro area",
   "eu": false,
   "aggregate": true
  }
 },
 "dimensions": {
  "series": {
   "TOTL1": {
    "es": "Total sin efectivo",
    "en": "All cashless"
   },
   "CP0": {
    "es": "Tarjetas",
    "en": "Cards"
   },
   "CT0": {
    "es": "Transferencias",
    "en": "Credit transfers"
   },
   "DD": {
    "es": "Adeudos",
    "en": "Direct debits"
   }
  }
 },
 "rows": [
  {
   "geo": "EA",
   "series": "CP0",
   "time": "2022",
   "value": 67.46
  },
  {
   "geo": "EA",
   "series": "CP0",
   "time": "2023",
   "value": 77.77
  },
  {
   "geo": "EA",
   "series": "CP0",
   "time": "2024",
   "value": 84.56
  },
  {
   "geo": "EA",
   "series": "CP0",
   "time": "2025",
   "value": 91.71
  },
  {
   "geo": "EA",
   "series": "CT0",
   "time": "2022",
   "value": 28.18
  },
  {
   "geo": "EA",
   "series": "CT0",
   "time": "2023",
   "value": 30.22
  },
  {
   "geo": "EA",
   "series": "CT0",
   "time": "2024",
   "value": 32.48
  },
  {
   "geo": "EA",
   "series": "CT0",
   "time": "2025",
   "value": 34.67
  },
  {
   "geo": "EA",
   "series": "DD",
   "time": "2022",
   "value": 24.78
  },
  {
   "geo": "EA",
   "series": "DD",
   "time": "2023",
   "value": 26.87
  },
  {
   "geo": "EA",
   "series": "DD",
   "time": "2024",
   "value": 28.72
  },
  {
   "geo": "EA",
   "series": "DD",
   "time": "2025",
   "value": 30.26
  },
  {
   "geo": "EA",
   "series": "TOTL1",
   "time": "2022",
   "value": 128.66
  },
  {
   "geo": "EA",
   "series": "TOTL1",
   "time": "2023",
   "value": 140.74
  },
  {
   "geo": "EA",
   "series": "TOTL1",
   "time": "2024",
   "value": 150.44
  },
  {
   "geo": "EA",
   "series": "TOTL1",
   "time": "2025",
   "value": 161.22
  }
 ]
}