{
 "id": "dig2-pagos-sin-efectivo",
 "lens": "gigantes",
 "theme": "dinero",
 "title": {
  "es": "Suecia hace más pagos sin efectivo por habitante que EE. UU.; China los ha multiplicado por casi 28 desde 2012",
  "en": "Sweden makes more cashless payments per person than the US; China has multiplied them by almost 28 since 2012"
 },
 "subtitle": {
  "es": "Pagos sin efectivo (tarjetas, transferencias, adeudos, dinero electrónico y cheques) por habitante y año",
  "en": "Cashless payments (cards, credit transfers, direct debits, e-money and cheques) per person per year"
 },
 "unit": {
  "es": "pagos por habitante",
  "en": "payments per person"
 },
 "source": {
  "name": "BIS, estadísticas de pagos del CPMI (número de pagos sin efectivo por habitante)",
  "dataset": "WS_CPMI_CT1",
  "url": "https://data.bis.org/topics/CPMI_CT",
  "license": "BIS terms of use (reutilización con cita)"
 },
 "notes": {
  "es": [
   "El BIS no publica este dato para la zona del euro ni para la UE: se muestran los siete países de la UE que informan al CPMI. Los Países Bajos solo tienen datos hasta 2021 y España desde 2014.",
   "Cada banco central recoge los pagos con sus propias fuentes y definiciones: las tendencias son más comparables que los niveles exactos entre países.",
   "Cuenta operaciones, no su importe."
  ],
  "en": [
   "The BIS does not publish this figure for the euro area or the EU: the chart shows the seven EU countries that report to the CPMI. The Netherlands only has data up to 2021, and Spain from 2014.",
   "Each central bank collects payment data with its own sources and definitions: trends are more comparable than exact levels across countries.",
   "It counts transactions, not their value."
  ]
 },
 "retrieved": "2026-10-02",
 "geos": {
  "BEL": {
   "es": "Bélgica",
   "en": "Belgium",
   "eu": true,
   "aggregate": false
  },
  "CHN": {
   "es": "China",
   "en": "China",
   "eu": false,
   "aggregate": false
  },
  "DEU": {
   "es": "Alemania",
   "en": "Germany",
   "eu": true,
   "aggregate": false
  },
  "ESP": {
   "es": "España",
   "en": "Spain",
   "eu": true,
   "aggregate": false
  },
  "FRA": {
   "es": "Francia",
   "en": "France",
   "eu": true,
   "aggregate": false
  },
  "ITA": {
   "es": "Italia",
   "en": "Italy",
   "eu": true,
   "aggregate": false
  },
  "NLD": {
   "es": "Países Bajos",
   "en": "Netherlands",
   "eu": true,
   "aggregate": false
  },
  "SWE": {
   "es": "Suecia",
   "en": "Sweden",
   "eu": true,
   "aggregate": false
  },
  "USA": {
   "es": "Estados Unidos",
   "en": "United States",
   "eu": false,
   "aggregate": false
  }
 },
 "rows": [
  {
   "geo": "BEL",
   "time": "2012",
   "value": 226.2
  },
  {
   "geo": "BEL",
   "time": "2013",
   "value": 242.3
  },
  {
   "geo": "BEL",
   "time": "2014",
   "value": 306.3
  },
  {
   "geo": "BEL",
   "time": "2015",
   "value": 282.8
  },
  {
   "geo": "BEL",
   "time": "2016",
   "value": 305.6
  },
  {
   "geo": "BEL",
   "time": "2017",
   "value": 331.6
  },
  {
   "geo": "BEL",
   "time": "2018",
   "value": 370.7
  },
  {
   "geo": "BEL",
   "time": "2019",
   "value": 400.3
  },
  {
   "geo": "BEL",
   "time": "2020",
   "value": 418.3
  },
  {
   "geo": "BEL",
   "time": "2021",
   "value": 453.8
  },
  {
   "geo": "BEL",
   "time": "2022",
   "value": 477.0
  },
  {
   "geo": "BEL",
   "time": "2023",
   "value": 516.3
  },
  {
   "geo": "BEL",
   "time": "2024",
   "value": 557.1
  },
  {
   "geo": "CHN",
   "time": "2012",
   "value": 14.4
  },
  {
   "geo": "CHN",
   "time": "2013",
   "value": 19.0
  },
  {
   "geo": "CHN",
   "time": "2014",
   "value": 26.6
  },
  {
   "geo": "CHN",
   "time": "2015",
   "value": 48.2
  },
  {
   "geo": "CHN",
   "time": "2016",
   "value": 69.4
  },
  {
   "geo": "CHN",
   "time": "2017",
   "value": 95.6
  },
  {
   "geo": "CHN",
   "time": "2018",
   "value": 141.1
  },
  {
   "geo": "CHN",
   "time": "2019",
   "value": 221.7
  },
  {
   "geo": "CHN",
   "time": "2020",
   "value": 241.5
  },
  {
   "geo": "CHN",
   "time": "2021",
   "value": 302.2
  },
  {
   "geo": "CHN",
   "time": "2022",
   "value": 319.9
  },
  {
   "geo": "CHN",
   "time": "2023",
   "value": 377.0
  },
  {
   "geo": "CHN",
   "time": "2024",
   "value": 401.9
  },
  {
   "geo": "DEU",
   "time": "2012",
   "value": 226.4
  },
  {
   "geo": "DEU",
   "time": "2013",
   "value": 242.9
  },
  {
   "geo": "DEU",
   "time": "2014",
   "value": 217.6
  },
  {
   "geo": "DEU",
   "time": "2015",
   "value": 237.1
  },
  {
   "geo": "DEU",
   "time": "2016",
   "value": 242.0
  },
  {
   "geo": "DEU",
   "time": "2017",
   "value": 252.8
  },
  {
   "geo": "DEU",
   "time": "2018",
   "value": 265.7
  },
  {
   "geo": "DEU",
   "time": "2019",
   "value": 284.0
  },
  {
   "geo": "DEU",
   "time": "2020",
   "value": 309.8
  },
  {
   "geo": "DEU",
   "time": "2021",
   "value": 327.4
  },
  {
   "geo": "DEU",
   "time": "2022",
   "value": 363.6
  },
  {
   "geo": "DEU",
   "time": "2023",
   "value": 402.1
  },
  {
   "geo": "DEU",
   "time": "2024",
   "value": 436.2
  },
  {
   "geo": "ESP",
   "time": "2014",
   "value": 141.1
  },
  {
   "geo": "ESP",
   "time": "2015",
   "value": 140.9
  },
  {
   "geo": "ESP",
   "time": "2016",
   "value": 153.6
  },
  {
   "geo": "ESP",
   "time": "2017",
   "value": 177.2
  },
  {
   "geo": "ESP",
   "time": "2018",
   "value": 185.4
  },
  {
   "geo": "ESP",
   "time": "2019",
   "value": 204.1
  },
  {
   "geo": "ESP",
   "time": "2020",
   "value": 211.4
  },
  {
   "geo": "ESP",
   "time": "2021",
   "value": 249.4
  },
  {
   "geo": "ESP",
   "time": "2022",
   "value": 296.1
  },
  {
   "geo": "ESP",
   "time": "2023",
   "value": 328.3
  },
  {
   "geo": "ESP",
   "time": "2024",
   "value": 363.6
  },
  {
   "geo": "FRA",
   "time": "2012",
   "value": 282.9
  },
  {
   "geo": "FRA",
   "time": "2013",
   "value": 281.8
  },
  {
   "geo": "FRA",
   "time": "2014",
   "value": 294.9
  },
  {
   "geo": "FRA",
   "time": "2015",
   "value": 313.5
  },
  {
   "geo": "FRA",
   "time": "2016",
   "value": 324.4
  },
  {
   "geo": "FRA",
   "time": "2017",
   "value": 339.8
  },
  {
   "geo": "FRA",
   "time": "2018",
   "value": 360.0
  },
  {
   "geo": "FRA",
   "time": "2019",
   "value": 382.5
  },
  {
   "geo": "FRA",
   "time": "2020",
   "value": 370.7
  },
  {
   "geo": "FRA",
   "time": "2021",
   "value": 412.9
  },
  {
   "geo": "FRA",
   "time": "2022",
   "value": 439.2
  },
  {
   "geo": "FRA",
   "time": "2023",
   "value": 462.4
  },
  {
   "geo": "FRA",
   "time": "2024",
   "value": 489.4
  },
  {
   "geo": "ITA",
   "time": "2012",
   "value": 70.8
  },
  {
   "geo": "ITA",
   "time": "2013",
   "value": 74.4
  },
  {
   "geo": "ITA",
   "time": "2014",
   "value": 78.1
  },
  {
   "geo": "ITA",
   "time": "2015",
   "value": 86.0
  },
  {
   "geo": "ITA",
   "time": "2016",
   "value": 94.8
  },
  {
   "geo": "ITA",
   "time": "2017",
   "value": 100.6
  },
  {
   "geo": "ITA",
   "time": "2018",
   "value": 113.3
  },
  {
   "geo": "ITA",
   "time": "2019",
   "value": 127.3
  },
  {
   "geo": "ITA",
   "time": "2020",
   "value": 134.7
  },
  {
   "geo": "ITA",
   "time": "2021",
   "value": 167.7
  },
  {
   "geo": "ITA",
   "time": "2022",
   "value": 195.0
  },
  {
   "geo": "ITA",
   "time": "2023",
   "value": 221.3
  },
  {
   "geo": "ITA",
   "time": "2024",
   "value": 247.3
  },
  {
   "geo": "NLD",
   "time": "2012",
   "value": 345.2
  },
  {
   "geo": "NLD",
   "time": "2013",
   "value": 378.0
  },
  {
   "geo": "NLD",
   "time": "2014",
   "value": 382.5
  },
  {
   "geo": "NLD",
   "time": "2015",
   "value": 401.3
  },
  {
   "geo": "NLD",
   "time": "2016",
   "value": 421.4
  },
  {
   "geo": "NLD",
   "time": "2017",
   "value": 455.3
  },
  {
   "geo": "NLD",
   "time": "2018",
   "value": 505.4
  },
  {
   "geo": "NLD",
   "time": "2019",
   "value": 543.1
  },
  {
   "geo": "NLD",
   "time": "2020",
   "value": 527.0
  },
  {
   "geo": "NLD",
   "time": "2021",
   "value": 554.7
  },
  {
   "geo": "SWE",
   "time": "2012",
   "value": 351.5
  },
  {
   "geo": "SWE",
   "time": "2013",
   "value": 375.4
  },
  {
   "geo": "SWE",
   "time": "2014",
   "value": 402.2
  },
  {
   "geo": "SWE",
   "time": "2015",
   "value": 428.8
  },
  {
   "geo": "SWE",
   "time": "2016",
   "value": 481.4
  },
  {
   "geo": "SWE",
   "time": "2017",
   "value": 496.6
  },
  {
   "geo": "SWE",
   "time": "2018",
   "value": 528.3
  },
  {
   "geo": "SWE",
   "time": "2019",
   "value": 544.3
  },
  {
   "geo": "SWE",
   "time": "2020",
   "value": 537.2
  },
  {
   "geo": "SWE",
   "time": "2021",
   "value": 569.1
  },
  {
   "geo": "SWE",
   "time": "2022",
   "value": 635.2
  },
  {
   "geo": "SWE",
   "time": "2023",
   "value": 655.3
  },
  {
   "geo": "SWE",
   "time": "2024",
   "value": 685.3
  },
  {
   "geo": "USA",
   "time": "2012",
   "value": 365.2
  },
  {
   "geo": "USA",
   "time": "2013",
   "value": 381.9
  },
  {
   "geo": "USA",
   "time": "2014",
   "value": 398.0
  },
  {
   "geo": "USA",
   "time": "2015",
   "value": 406.9
  },
  {
   "geo": "USA",
   "time": "2016",
   "value": 425.8
  },
  {
   "geo": "USA",
   "time": "2017",
   "value": 455.6
  },
  {
   "geo": "USA",
   "time": "2018",
   "value": 484.1
  },
  {
   "geo": "USA",
   "time": "2019",
   "value": 508.8
  },
  {
   "geo": "USA",
   "time": "2020",
   "value": 502.9
  },
  {
   "geo": "USA",
   "time": "2021",
   "value": 567.5
  },
  {
   "geo": "USA",
   "time": "2022",
   "value": 590.4
  },
  {
   "geo": "USA",
   "time": "2023",
   "value": 615.3
  },
  {
   "geo": "USA",
   "time": "2024",
   "value": 644.1
  }
 ]
}